The free Money Basics Workbook
An evening with your pay stub, bank app and free credit reports, and a clear picture of where you stand.
US Letter, print-friendly. Free, and no email or account required.
What's inside
- Pay stub decoder
- What each line means and what to check.
- First budget
- Needs, wants and savings from your net pay.
- Account check
- Fees, minimums and overdraft settings.
- Credit report review
- What to look for in each of your three reports.
- Three goals
- Short, medium and long term.
General educational information, not financial advice.
Want one money basic every two weeks?
Common Cents is optional and separate from the download.